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Our goal is to put you back in control of your finances by significantly REDUCING your ACTUAL DEBT, not by consolidating what you owe. We guarantee results or you pay us nothing. We can restore your peace of mind by stopping harassing creditors' calls. Call now for a free telephone consultation. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. Our fee is a small percentage of the amount we save you. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. The more energy you expend worrying, the less work you get done, the less money you make, and the less you can afford to pay your creditors. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. If creditors have your number, you should have ours. (888) 475-2610 Just having objective third party intervention can set the tone for amiable resolution. Our proven track record in the past eight years has been 50% to 90% reductions. If you have suffered the anguish of having your automobile repossessed, you may think it couldn't get worse. But sometimes it does because a deficiency judgment could be filed against you.

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